If you are considering moving to The Philippines you already know that it’s cheap and full of beautiful smiling faces. That’s why there are over 220,000 Americans currently living in the country with 650,000 visiting each year. But there’s a dark side to living here that you should also know about. These last few years proved to be quite dangerous if you are an American living in The Philippines. While it is relatively safe, foreigners do get killed in The Philippines and usually for the same few reasons.
Manila’s High Crime Rate
Manila in general just has a high crime rate. Fortunately, (or unfortunately) that crime is mostly concentrated in areas where you probably won’t be living in any way. That being said, the chances of being a victim of a robbery, your car being stolen, or physically assaulted are still relatively high compared to other parts of The Philippines. That’s why the US Department of State has designated Manila as a high-threat for crime against US citizens. Related: Tips & Hacks for Living in Manila
Messing With The Wrong Girl
Too many guys come here thinking with the wrong head and they get involved with the wrong woman. Specifically, they get involved with a woman that is already married or a swindler. There is no divorce in The Philippines and many native Filipinos don’t want ‘second-hand goods’ which is why many girls who have been left by their Filipino men go after foreign men.
Often these women will have multiple children from multiple men. The problem arises once her Filipino ex realizes that she now has access to a gold mine. At that point, he’ll reconcile with her, have her convince the expat to buy property in her name, then once she’s squeezed everything she can out of him, or once he becomes more trouble than he’s worth it’s time for him to go.
Related: Signs a Filipina Actually Likes You
Another big issue is stiffing a bar girl. Sometimes guys will get buyers’ remorse after the fact and not want to pay the bar girl for her services. That’s a great way to get yourself arrested if you’re lucky and whacked if you’re not. It doesn’t matter how good or bad it was. Just pay her what you agreed to and move on. It’s not worth your life.
Entering in Shady Business Dealings
The most common shady ‘investment’ guys make here is trying to get around the land ownership prohibition. Listen, if you’re not a citizen or resident you may rent, lease, or own a condo–that’s it! I’ve seen so many guys try to do some stupid tricks like setting up a paper corporation or even using a fake Philippine ID and they always get screwed. What usually happens is the girl (or her family) will sell the land and keep the profits and if he tries to get any of the money he’s disposed of.
If you come here you’ll no doubt be solicited to enter into some sort of ‘investment’ with a local. Don’t do it. New expats that end up investing with a local usually lose their money and when they try to get it back they get whacked. The Philippines has strict laws regarding foreign investment (to protect the oligarchy). I wouldn’t even consider doing any sort of investment here until you’ve been here at least a year; and you’ve spoken to an attorney to see if it’s even legal for you to make such an investment.
Forgetting They Are Not in a 1st World Country
Simon Rawlingson was walking down the street in downtown Naval when two people were waiting for him on a corner. Once the lookout gave the signal his partner in crime shot Mr. Rawlingson in the head once, took his money, and then shot him in the head again before riding away in a motorcycle with his belongings.
Mr. Rawlingson was no stranger to controversy, constantly embroiled in disputes with his neighbors. The New Zealander often spoke out publicly against the mayor and a few other officials over what he perceived as unfair treatment in a land dispute. It is reported that in an argument with his barangay captain the official told him to ‘get f—‘. His neighbors even signed a petition to get him deported from The Philippines. When that didn’t work they took other measures.
Landlord/Tenant Disputes
Reginald “Rene” Hodgens was shot in the head in front of his residence by a know ‘murder-for-hire’ gunman. The 70-year-old Australian surfer had no wife or children and lived alone in Sinait in the Philippine province of Ilocos Sur. Sinait is a town of about 25,000 people about 450 kilometers north of The Philippines’ capital of Manila.
According to a friend of the deceased Mr. Hodgens was in the process of vacating the house he rented due to a dispute with his landlord.
Prior to his murder he apparently was in a heated dispute with his former landlord. He filed a complaint against him and even left the landlord’s domicile with a black eye at one point. The landlord, however, denies any wrong doing.
Related: Here’s Why Expats Love Transferwise
News reports indicate that the Australian was actually well-liked and the Philippine National Police (PNP) have reported receiving numerous condolences from locals and foreigners alike.
“Poor Sir Rene. We will miss u,” was the message left by Claudette Ann Tindoc Vite.
This is just another example of the importance of keeping a low profile in The Philippines. This man wasn’t the only foreigner to meet his demise in a dispute with a local. Whether or not Rene was right or wrong in the dispute it wasn’t worth his life. As difficult as it can be hopefully his death illustrates why it’s to just move on if you have a dispute with a local most of the time.
Making False Promises
Guys that are tired of paying for fun will make false promises with local girls in order to get the milk without having to buy the cow. They’ll tell them, or imply, that they’re looking to take her back to their home country or that she’ll get a life happily ever after. Many guys justify it in their minds as payback since they’ve been scammed a few times.
You can do that but you’re risking your life. Hell hath no fury like a slighted Filipina. A Danish man was recently stabbed and disemboweled by his Filipina after she found out she wasn’t getting a visa to Europe despite letting him on top of her for 6 months. She claims he ‘stabbed himself’. If you’re interested in meeting Filipinas take a look at my dating resources page.
Related: Dating In The Philippines? Here’s What to Expect
Getting Into Bar Fights

Recently an expat was shot and killed in a bar fight in The City of Silay, Negros Occidental. Eric Henderson was minding his own business at a bar when two locals asked him for cash. He declined and they insulted him in their native tongue which he understood. Once he confronted them a fight ensued and they shot him dead.
He left behind a wife and three children that he was going to adopt and take back to America. Bars are a big source of trouble for expats. Whenever alcohol is involved sometimes expats forget they’re in a country where the rule of law is a luxury that they don’t have. Related: Ria Money Transfer vs TransferWise
How to Stay Safe in The Philippines
If you are traveling alone to Manila or The Philippines for that matter, there are some common-sense tips you can use to stay safe.
- Think with the right head
- Avoid bar fights
- Don’t try to ‘cheat the system’. Specifically, when it comes to trying to loop around the land ownership laws
- Don’t lie for sex
- Choose the right self-defense tool
- Hold off on investing or trying to start a business right away
- If you get cheated just suck it up and move on
- Get More Useful Tips for Living In The Philippines
Yes i have been living in Bohol panglao for 5 year with my partner of 5 year which i trust with my life ,got to kids with her ,great family ,never ask for a thing .But when it come to other people with money ,i am very careful now ,I build i my own house ,got cheated a number of time by contractors paying for materials like roofing or window ,that never get done ,then pay an atty to take them to court ,was a waste of money ,now i just pay as i go trust no one .Keep my… Read more »
What is hard for some to get sometimes is that the law is not the law. It is 5 times more important who you are than if you are correct in following the law. City hall has a LOT of discretion, as to what taxes are, what tax is due when, if the police come to your house, if somebody commits a crime against you. Further, for sure you can buy friendship, you can even buy loyalty from a few, but you are not ever going to be a living asset to a community. Past good works have no pull… Read more »
Never go to the Filipino land because it’s a shithole of a country
Quote: “There is no divorce in The Philippines”. Completely false statement. Thousands get annulments every year. It’s not that difficult to do either.
Also, the BS about getting “black listed” is complete bullocks. Many women threaten to have expats deported, but the reality is, a judge needs significant evidence to even process the claim.
The Philippines is no more dangerous that countries in Indonesia and South America. Stop spreading panic and fear with this kind of overzealous writing. BTW, I live in Angeles City, where I work in Clark.
Divorce and annulment are different. Duh!!
Good Post China Mike! I agree. I am a Retired US Air Force member of 22 years. I have been to Clark many times on Active duty and sense the Base closed with my Philippina wife. I am 64 and she 54, we are a very good match and have been together 12 years getting our son educated. He will be earning his Ph.D. in Health Sciences this year. I will be coming to the Philippines again to stay a year or more in Tagum near DAVO Mindinao with my Wife. I am getting ready to retire and collect Social… Read more »
Sorry. There is not one annulment ever on Negros Island. Almost 100% of annulments are in Metro Manila. They are not easy to get for most people.
Thanks for the good information. I plan on moving there soon, and this article will be remembered!
Thank you for reading! Make sure you check out my article on tips to make your life in Manila & the Philippines easier.
I live in Eastwood City, which is part of Metro Manila. I find that Manila is no different than any other big city anywhere in the world. There are good and bad areas of any city. If you stay out of the bad areas and treat people the way you want to be treated you should be fine.
20 years in the Philippines and as I look back very few problems have come my way . These are some of the guidelines that have served me well Remember that no matter how long I have been in the Philippines it’s important for me to remember that I am a guest here. I am here at the pleasure or the whim of the locals and The Filipino government . Never lend money out. If you choose to gift money that’s fine however be aware that they will be back over and over again . I will buy someone fast… Read more »
There’s Nanyang thing’s to learn about the proper protocols of the Philippines. But everything you said here is soon true.
Thanks
My experience has been much different than yours. Probably because I came here on different pretenses, as a entrepreneur not as a retiree. Having popped my cherry in Mexico on the whole turd world thing, many of the same rules apply, but as a expat entrepreneur a whole new kettle of fish is on your table as well. First of all. The Philippines is a hard expensive education. If you think you know it all, or have a lot of pride, you will quickly learn otherwise. Part 1. Whom you associate with. If you hang out with trailer park trash… Read more »
Best comment I’ve seen on this blog. I couldn’t have said it better myself!
not locking your doors works great until the day it doesn’t
and that day always comes no matter how safe you think your place is
Boi, all such good advice. Thanks
I haven’t moved there but I’m planning on doing it I have read about most places where its cheapest where are terrorists are what people to avoid etc.. though I don’t live there yet there was one piece of advice I heard an ex-pat say which stuck with me and I want to share it, Don’t move to the Philippines and expect people to treat you like your living in the west, you’re a guest in their country and you should spend the time you have to learn their customs and cultures learn their language, their way of life and… Read more »
As American staying in the Quezon City Fairview Area for now some 5 years on and off my suggestions are simple.
#1 Stay away from the Philippines, way to much crime, frauds and scammers.
#2 Dont trust anyone, they are not your friend.
#3 Love scams are a source of business
#4 Again Stay Away from the Philippines
#5 Come on vacation to a beach resort then go home
#6 final Dont go to the Philippines